Personal Finance Class

A class I have liked so far was Personal Finance. Personal Finance is a class that is based on real world situations about how to purchase different things. Some of the things I learned about were how to finance cars, homes, and how to stay out of debt. I enjoyed learning different objectives that is going to apply to students everyday college lives. Personal finance is a tool I believe everyone should learn and comprehend because there is a lot of people walking around with bad credit and many debt situations. Credit is the number one aspect people look at when determining what people can get.

An aspect that I have enjoyed the most about personal finance is learning about how to establish credit. Establishing credit is important for college students because having some credit can get students cars, student loans, or even different accounts in their name. Different ways students can establish credit is having something in their name such as a car, credit card, or even an account in their name. The key thing is keeping the account in good standing by paying on time. A lot of people get confused by paying on time, but it has to be done to establish and keep good credit. I am thankful that I have the mind to pay my bills on time every month and have good credit.

Another thing I have enjoyed in personal finance class I have taken is the concept of negotiate. Negotiating is another important concept for college students. College students already pay a lot in school tuition and school fees, therefore, we don’t need to pay out extra money than we don’t have to. Our professor taught us when we go to buy something, it can be anything, try to negotiate down to the lowest price because the worst they can say is no. Students and adults will be surprised how much they can save buy using the technique. Personal finance is a tool which I have benefited from and I’m going to apply the class in every way possible because it will help me succeed.  

Share/Save/Bookmark

Recent posts by Forrest